Wednesday, August 22, 2012

Importance of ICICI travel insurance | Hickman County Blogs

When the question of availing travel insurance strikes our minds icici travel insurance is the most preferred option as it contains all the essential features in terms of coverage

Most of us undergo any form of travel activity for business or leisure purposes. The excitement factor is the most important point of consideration during such trips especially when it is for leisure. Well imagine a situation where you are out with your family on the foreign shores and any sort of mishaps strikes you. So to safeguard yourself against any sort of medical as well as financial expenses travel insurance is of paramount importance. Since this is a phenomenon which is not a onetime solution and people have to renew it over and over again associating oneself with a reputed brand is the most important factor. Hence the evolutions of ICICI travel insurance which has been a sort of trend setter in the field of insurance.

The normal expenses like baggage along with passport loss are covered by most of the companies. Along with it the option of cashless hospitalisation expenses are covered but it is the travel insurance of the company which is popular as they tend to cover the pre existing medical conditions which any sort of policy hardly does. Some of the other major features of the policy are

? Before availing the policy no sort of medical check up is required
? The option of cashless hospitalisation is available all over the country
? In case of any medical evacuation costs which arises this is also covered by the insurance company

All these features are a common feature with the single trip travel insurance plan. In the case of multi insurance travel plan it extends to multiple trips and one can generally pay one time premium and avail the policy without any sort of extension hassles of sorts. In the midst of this one can secure to the tune of at least 30 to 45 trips a year and any sort of financial emergency is also covered by this policy as well.
From the financial point of view icicibank.com provides all the information relating to travel insurance. It offers medical cover which varies from $ 1,00,000 to $ 5,00,000 which covers all the evacuation and medical costs in case of returning back to India. To take care of any sort of financial emergency a sum of $ 300 is provided by the bank. This arises on account of a situation where you are robbed during any of your foreign trips.

From the coverage point of view passport assistance is provided of the tune of $ 200 for the cost incurred in availing a new passport. Though pre existing conditions are covered any sort of life threatening diseases are devoid from coverage along with accidents caused under the influence of drugs or alcohol.

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Source: http://hcclassfieds.com/blog/2012/08/importance-of-icici-travel-insurance/

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